Credit Specialist II - Corporate Banking

If you are interested in a career in commercial credit, you've come to the right place. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships. Join us as a Credit Specialist!

The Credit Specialist II is primarily responsible for preparation of moderately complex financial analysis; performs secondary, specialized analysis of complex credit/loans in excess of $2 Million; involves sensitive or critical customer accounts which effect lending profits for the division; completes analysis and makes recommendations regarding loan structure based upon findings; assumes responsibility for the assigned department's collateral and financial statement exceptions; participates in document review and loan closing; assists in market research on territories, industries, and potential customers.

We live the company values in everything we do and act with honor and transparency. Integrity sets the foundation for team members to build trust with one another and build relationships. We leverage collaborative teamwork when expressing credit concerns and developing solutions for new deals and opportunities. The entire team works hand-in-hand on write-ups.

* You will make recommendations on loan structure to Relationship Managers.

* You will shadow the Relationship Manager on credit customer and prospect calls.

* You will monitor specified credits through quarterly compliance testing, financial statement spreading, and other credit services.

* You will participate in writing commitment reports for specified loans, participate in committee presentations, and present loan renewals to management

* You will oversee and manage the customer or prospect database in Salesforce.

* You will monitor specified credits to ensure proper cash flow, financial stability of the borrower and its principals, and compliance to loan covenants.

* You will assist in solving complex/sensitive inquires of customers through extensive research to resolve problems/errors.

* You will provide credit training to Accelerated Career Track participants.

This level of knowledge is normally acquired through completion of a Bachelor's degree and 3-5 years Credit Analysis/Credit Specialist experience, or completion of the internal RMDP training program and 1-year Credit Analysis/Specialist experience, or 9-11 years' equivalent work related experience.